Responsibilities

• Primarily supporting the Canadian retailers
• Perform detailed, independent financial and collateral analysis for an assigned commercial portfolio
• Evaluate complex financial statements, tax returns, dealer projections including operating records, with the ability to spread that financial information and calculate the required financial ratios to do a complete analysis of the commercial credit package
• Analyze financial information to determine present and future financial performance
• Assess credit situations from all relevant angles to derive business appropriate solutions
• Interpret and apply financial policies, government regulations, accounting theory, or customer financial regulations
• Create credit recommendations in a concise and polished written from to be presented to the companies Credit Committee
• Participate in the ongoing credit risk assessment of our retailers including periodic reviews and recommendations for the increase or decrease of appropriate credit lines
• Build strong relationships with internal and external partners in both English and French
• Work closely with the Sales and Marketing team to continuously provide the ultimate in customer care for current and perspective clients

 Qualifications

• Must possess a bachelor's degree
• 1-2 years of credit analysis experience
• 2-3 years of automotive industry experience is preferred
• French fluency in both written and oral communications is a must
• Commercial credit analysis or automotive floorplan experience is preferred
• Excellent communication and organizational skills

• English [Advanced], French [Advanced]